Credit Monitoring is Not Enough – You Must Place Credit Freezes to Protect Yourself
Regarding the Equifax breach, the breach affects about half of America’s population, so take action. Experts agree that one of the best things you can do to protect yourself is to place a credit freeze on your credit reports.Credit monitoring is nice because it can tell you something bad has already happened, but prevention is important too. The FTC provides more info to you about credit freezes and why they help so much: https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs
To save you time, below are shortcuts that worked on Saturday. Freeze all 4; go to all 4 sites:
Experian (888) 397-3742
TransUnion LLC – To Freeze: 888-909-8872
The page on which to place a traditional credit freeze provided error messages. TransUnion says to use their service called True Identity instead.
Equifax Information Services, LLC 866-349-5191
At the end of the process, choose “To view your one time PDF please Click Here” to get your ten digit PIN.
Innovis – To Freeze: 888-567-8688