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	<title>Credit Bureaus Archives - Foster Institute</title>
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	<title>Credit Bureaus Archives - Foster Institute</title>
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		<title>Credit Monitoring is Not Enough &#8211; You Must Place Credit Freezes to Protect Yourself</title>
		<link>https://fosterinstitute.com/credit-monitoring-is-not-enough-you-must-place-credit-freezes-to-protect-yourself/</link>
		
		<dc:creator><![CDATA[Mike Foster]]></dc:creator>
		<pubDate>Mon, 18 Sep 2017 16:10:26 +0000</pubDate>
				<category><![CDATA[Best Practices]]></category>
		<category><![CDATA[Credit Bureaus]]></category>
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		<guid isPermaLink="false">https://fosterinstitute.com/blog/?p=2538</guid>

					<description><![CDATA[<p>Regarding the Equifax breach, the breach affects about half of America’s population, so take action. Experts agree that one of the best things you can do to protect yourself is to place a credit freeze on your credit reports.Credit monitoring is nice because it can tell you something bad has already happened, but prevention is [&#8230;]</p>
<p>The post <a href="https://fosterinstitute.com/credit-monitoring-is-not-enough-you-must-place-credit-freezes-to-protect-yourself/">Credit Monitoring is Not Enough &#8211; You Must Place Credit Freezes to Protect Yourself</a> appeared first on <a href="https://fosterinstitute.com">Foster Institute</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Regarding the Equifax breach, the breach affects about half of America’s population, so take action. Experts agree that one of the best things you can do to protect yourself is to place a credit freeze on your credit reports.<span id="more-2538"></span>Credit monitoring is nice because it can tell you something bad has already happened, but prevention is important too. The FTC provides more info to you about credit freezes and why they help so much: <a href="https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs" target="_blank" rel="noopener noreferrer">https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs</a></p>
<p>To save you time, below are shortcuts that worked on Saturday. Freeze all 4; go to all 4 sites:</p>
<p>Experian (888) 397-3742<br />
<a href="https://www.experian.com/freeze/center.html" target="_blank" rel="noopener noreferrer">https://www.experian.com/freeze/center.html</a></p>
<p>TransUnion LLC &#8211; To Freeze: (888) 909-8872<br />
<a href="https://www.transunion.com/credit-freeze" target="_blank" rel="noopener noreferrer">https://www.transunion.com/credit-freeze</a></p>
<p>Equifax Information Services, LLC (800) 685-1111<br />
<a href="https://www.equifax.com/personal/credit-report-services/" target="_blank" rel="noopener noreferrer">https://www.equifax.com/personal/credit-report-services/</a></p>
<p>Innovis &#8211; To Freeze: (800) 540-2505<br />
<a href="https://www.innovis.com/personal/securityFreeze" target="_blank" rel="noopener noreferrer">https://www.innovis.com/personal/securityFreeze</a></p>
<p>&nbsp;</p>
<p>The post <a href="https://fosterinstitute.com/credit-monitoring-is-not-enough-you-must-place-credit-freezes-to-protect-yourself/">Credit Monitoring is Not Enough &#8211; You Must Place Credit Freezes to Protect Yourself</a> appeared first on <a href="https://fosterinstitute.com">Foster Institute</a>.</p>
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