Regarding the Equifax breach, the breach affects about half of America’s population, so take action. Experts agree that one of the best things you can do to protect yourself is to place a credit freeze on your credit reports.Credit monitoring is nice because it can tell you something bad has already happened, but prevention is important too. The FTC provides more info to you about credit freezes and why they help so much: https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs

To save you time, below are shortcuts that worked on Saturday. Freeze all 4; go to all 4 sites:

Experian (888) 397-3742
https://www.experian.com/freeze/center.html

TransUnion LLC – To Freeze: (888) 909-8872
https://www.transunion.com/credit-freeze

Equifax Information Services, LLC (800) 685-1111
https://www.equifax.com/personal/credit-report-services/

Innovis – To Freeze: (800) 540-2505
https://www.innovis.com/personal/securityFreeze